Trucking Insurance at East Texas Insurance
Owners and operators of commercial trucks can’t get by with a standard commercial auto insurance policy. In addition to protecting the cargo that they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles. That’s where commercial truck insurance for physical liability, cargo, environmental liability, comes in. For example, there’s even a policy to protect Bobtail trucks when not in use.
Trucking Insurance Liability
For bodily injury and property damage liability exposure, one should consider an auto liability insurance policy. This commercial truck policy protects truckers by covering many different types of harm that they can unintentionally inflict on others and their property. This includes accidental damage to a retailer’s delivery dock, to other drivers, vehicles, and pedestrians.
Trucking Insurance for Cargo
Your clients rely on you to safely deliver their cargo in the same condition it was in when they turned it over to you. With a commercial policy that includes cargo insurance, you can reimburse a client for qualifying damages made to their cargo during transport—and all without tapping into your business bank account except to pay the deductible.
When your truck is without cargo, it still needs protection. So, an insurance policy for Bobtails covers your truck even when it is not operational!
Commercial Truck Insurance for Physical Damage
If your truck is in an accident or collision, you need the right policy protecting your financial interests. Collision insurance and comprehensive insurance can cover various accidents and damages caused by theft, vandalism and fire.
Truck Insurance and Environmental Liability
If your truck carries cargo that can be environmentally toxic or could contribute to pollution, you need special insurance to help pay for the cost of the cleanup if it should be spilled in an accident. Environmental liability insurance will cover this expense, as long as it occurs in a qualifying situation.